Earn Rewards on your fashion purchases this spring with American Express & Nectar

This sponsored post was created in association with American Express and Nectar.

Anyone that knows me personally may have been subjected to my hypervigilance when it comes to spending. For example, I know my TV licence comes in at a handsome £147 a year. After I factor in a few variables like time spent watching tele, a few additional extras like subscriptions, electricity etc, a ‘cost per view’ on this tele works out to be circa 58p each time I switch it on.

My exacting relationship with cost per ‘fill in the blank’ doesn’t end there. Anyone that has followed my blog for a spell will be acutely aware of my enduring affection for the brand Reiss. I mulled over this shawl collar cardigan for all of 20 seconds before buying it. I quickly factored in the durability of the cardigan, its interchangeability with other outfits in my wardrobe and how perpetual the inclement British weather can be, I’d say the ‘cost per wear’ would be around 25-30p.

However, if bought on the American Express® Nectar Credit Card, I can factor in the Nectar points on that spend and we all know that points mean prizes.  Ok, so this meddles with my algebra a little, but in a good way. The cost per wear now has a caveat of a Caffé Nero Flat White Coffee.

HOW IT WORKS

The American Express Nectar Credit Card is a loyalty credit card where Cardmembers can earn at least 4 points for every £1 spent; 2 on the card, and at least 2 points for every £1 spent with Nectar partners -and even more when shopping online with Nectar partners through Nectar.com.¹

My hunger for a new look has now been satiated. Simultaneously, my restless desire to find added value has been quenched by my coffee. Outside the orbit of my caffeine habit, I could also redeem rewards on a trip to Paris on the Eurostar or even further afield with Expedia.

So, what other rewards can I earn by using the American Express Nectar Credit Card with purchases that I would have made in my everyday life?

SHOP MY LOOK WITH AMERICAN EXPRESS NECTAR CARD

Lets calculate the Nectar points that I’ll receive with my new cardigan. As I can collect Nectar points with Reiss when I shop online through Nectar.com, I’ll get 4 points for every £1 when I use the card, totalling 500 points available to redeem. Furthermore if you sign up now, the American Express Nectar Credit Card is offering a welcome offer of 20,000 points which you can earn if you spend £2,000 in the first three months.²

·      350 Nectar points can be redeemed for a coffee at Caffé Nero, so for my one Reiss outfit purchase I’ll be rewarded with caffeine.

·      Assume I’ve charged £2,000 in the first 3 months to the Card, plus my Reiss outfit purchase I’ll have around 20,500 points to spend, which would get me a return flight from London Luton to Amsterdam with Expedia…or a return ticket to Paris on the Eurostar.

Many of us, including my ‘old’ self, are so used to spending without benefit, but when you can get rewarded for your seasonal wardrobe essentials and everyday spend it makes sense to do so.

Coffees on me, courtesy of my Nectar points! Just need to find a date for date night, any takers?

Amex.co.uk/nectar

Representative 28.2% APR variable.

Important Information:
Applicants must be UK residents, aged 18 or over. Approval is subject to status, and terms and conditions apply.
¹The rate at which Nectar points are earned will vary according to where you spend.  See amex.co.uk or, for more information on purchases made via nectar.com visit nectar.com/eshops
²The welcome offer is subject to change, can be withdrawn at any time and are not available if you currently hold or have held the Nectar Credit Card in the past six months.

Amia Coalition Loyalty UK Ltd, registered in England and Wales (company number 04236999) is an introducer appointed representative of American Express Services Europe Limited. The Nectar Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.